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Effective Stormwater Policy = Savings for Residents

The Village's ongoing efforts to effectively manage stormwater will result in a 20% flood insurance premium discount for property owners within the floodplain beginning May 1, 2014.  This represents a 5% increase in discounts over the current rates as part of the National Flood Insurance Program (NFIP).

On August 16, 2013, the Village was notified that FEMA agents were recommending Downers Grove's rating under the NFIP Community Rating System (CRS) be improved from CRS 7 to CRS 6, resulting in greater insurance premium discounts for property owners in the floodplain. There were over a dozen stormwater best practices and activities in place by the Village that were recognized by the rating agency.  Some of these practices include Village flood protection standards, local flood studies, and open space preservation.  Overall, the improved rating points to the effectiveness of the Village's proactive approaches to flood risk mitigation and stormwater management.

Although the discounts apply to floodplain properties only, all properties in Downers Grove can purchase flood insurance because the Village participates in the NFIP.  Go to  to find out more about flood insurance for your home or business.